Disability Refunds

The office can be reached at 416-698-1436 or through the website at disabilityrefunds.com.

What Disability Refunds does

Rather than general bookkeeping or corporate accounting, the practice specializes narrowly in one corner of the tax system: credits, refunds, grants, and bonds tied to disability status.

For clients who were previously eligible for a credit but never claimed it, the office also prepares adjustment requests so that past tax years can be reassessed. Every engagement begins with a free, no-obligation consultation to review a person's medical situation and determine whether an application is worth pursuing.

The vocabulary explained simply

Tax terminology in this field can be confusing, so here is what the main terms actually mean for a client sitting across the desk.

• "Non-refundable" means it lowers a tax bill rather than generating a cheque on its own — unless it is transferred or combined with other programs, which is where the more advanced planning comes in.
• Part of the form is completed by the applicant, and a section must be certified by a qualified medical practitioner describing the nature and duration of the impairment.
• Transferability: if the person with the disability does not owe enough tax to use the full credit, the unused portion can often be transferred to a spouse, parent, or caregiver who supports them financially.

Understanding these five terms is usually enough for a Scarborough resident to follow a conversation about eligibility without getting lost in government paperwork language.

Who typically qualifies

Conditions commonly associated with a successful claim include restrictions related to mobility, vision, hearing, mental functions, feeding, dressing, or elimination, as well as chronic illnesses that require life-sustaining therapy. Both physical conditions, such as arthritis or heart disease, and mental health conditions, such as anxiety, depression, ADHD, or dementia, can be part of a qualifying claim depending on how significantly daily functioning is affected.

Consultants also work with residents who already receive support through provincial or income assistance programs, since being on one of these programs does not automatically mean the federal disability credit has been claimed. A short intake conversation is generally used to sort out whether a client's situation is worth formally pursuing before any paperwork begins.

How the process unfolds

For clients who are ultimately approved, the office also checks whether previous tax years should be reassessed for retroactive amounts. Fees for this type of service are typically structured so payment is tied to a successful outcome rather than charged upfront — clients considering this option should confirm the exact fee arrangement directly with the office during the free consultation.

Serving Scarborough and the surrounding area

Many residents in this part of the city rely on public transit or nearby GO and TTC connections to reach appointments, which makes an office positioned along Finch Avenue East convenient for people coming from across the eastern GTA.

Because retroactive claims can reach back several years, timing an inquiry is less urgent than simply starting the conversation — a review can uncover eligibility regardless of the season.

Frequently asked questions

What does Disability Refunds actually help with?

No single diagnosis guarantees eligibility. What matters is whether a condition causes a marked restriction in a basic activity of daily living, such as walking, dressing, feeding, hearing, seeing, or mental functioning, as certified by a medical practitioner on the official application form.

Can a family member claim the credit on behalf of someone else?

Yes. If the person with the disability does not have enough taxable income to use the full credit, the unused portion can generally be transferred to a supporting spouse, parent, or caregiver, which is a point consultants review during the initial assessment.

How does the consultation process start?

It starts with a free, no-obligation consultation, either in person at the Scarborough office or by phone, where a consultant reviews the client's medical situation and explains whether pursuing an application, including a retroactive claim, makes sense before any paperwork is prepared.